Senior care expenses may be costly without proper planning. So, we invite you to review some of the costs for senior services that we have identified.

Non-licensed Homemaker Aides: $15 to $30 per hour

Home Health Care Givers: $13 to $24 per hour for at home or facility care, according to Met Life surveys.

Adult Day Care Centers: Care may include group activities, meals, transportation, nursing supervision and fees range from $25.00 to $100.00 per day, medical insurance and long term care plans may provide benefits for adult day care centers

Board and Cares: Types of care may range from assistance with daily living skills, medication administration, therapy treatments, and hospice care.  This option offers a smaller family-type home environment and possibly doctor house calls. Fees may range from roughly $1,400 per month for a shared room to $4,000 or more for single, unshared room.

Assisted Living Facilities: These facilities usually offer private and semi-private rooms, group activities, nursing services, and physician visits. Fees may range from $2,000 to $4,000 monthly, plus add-on charges as decreased daily living-skill abilities occur.

Nursing Home: Nursing homes offer total nursing and physician care. Fees average $42,000 to over $70,000 annually in the U.S. Some seniors also select private caregivers and their own physicians for additional assistance.

Outside Services (Transportation, Home Meal Delivery and Respite): 48% of caregivers use outside services. Transportation ranges from $200 for each round trip for wheelchair transport service (transportation may be included in facility fees), up to $400 or more for meals.

Respite Care: Caregiver hourly rates often apply in respite care, which gives family caregivers needed breaks from their loved ones who require constant care.

Your Health Access To Do List

Check your health insurance policy to identify benefits.

Research mobile physician service benefits.

Invest in a long-term care insurance policy with a company that is well diversified and tax qualified. Inquire about elimination periods and precise benefits for home health aids, non-licensed homemakers, adult day care centers, board and cares, assisted living, nursing homes and durable medical supplies.  Check to see if you have the ability to select your own medical provider in the long term care insurance plan. Consider a tour of its “affiliated” facilities to identify the insurance company’s level of expectations for quality care.